Halifax Solar City: 4.75% fixed, 10 years, on a separate municipal charge.
HRM's property-based solar financing program. Predictable payments, no second mortgage, and the loan transfers with the property.
How Solar City works
Halifax pays for the install up-front. You repay the cost through a Local Improvement Charge added to your property's municipal account, separate from property tax.
- Fixed annual interest rate: 4.75%
- 10-year repayment term
- Separate from your property tax bill (Local Improvement Charge)
- Available HRM-wide; subject to property eligibility
- If you sell, the LIC stays with the property — no remaining balance to settle at closing
- Covers solar PV; some heat-pump and storage upgrades may also qualify
Sample monthly payments
Calculated at 4.75% APR over 10 years. Estimates only — your project total depends on system size and roof.
- System cost$20,000Approx. monthly$210
- System cost$30,000Approx. monthly$315
- System cost$40,000Approx. monthly$419
Important: Halifax Solar City is administered by HRM. Eligibility, maximums, and application timing follow HRM's published process. ClearSky helps you complete the application as part of your install.
Want to see if Solar City fits your HRM home?
Free, no-pressure assessment. We'll review your address and eligibility before recommending a path.